Buyer Toolkit

Your Agent

A successful purchase starts with the right agent. All too often buyers end up working with an agent that does not have experience in the markets they are looking to purchase in. Real estate is, and always will be about local markets, that’s where TeamConnect Realtors shine. Buyers looking to purchase in Doctor Phillips, Windermere or Winter Garden are well represented by a team of professional and experienced Realtors that will take more of the responsibility off of your shoulders.

The lender (Appraiser)

Having the right backer can be extremely important – it’s your money we’re talking about after all! Make sure that your lender is someone with whom you feel comfortable, and be wary of any lender who promises you more than you think you can reasonably afford. Your lender will most often require an independent appraisal. Your TeamConnect Realtor can make sure there is a contingency on the contract stating the home must appraise at or above the purchase price.

Home Inspector

No home inspection is 100% guaranteed, but a few hundred dollars to catch a major problem now is certainly better than thousands to correct that ‘surprise’ down the road. Ask your TeamConnect Realtor for the team’s Preferred Partners list, companies we have worked with in the past.

Contractor

Planning some renovations? You’re not the only one! The home renovation industry is booming, and in some markets, booking a contractor must be done months in advance (that’s a long time to go without a kitchen). Don’t let finding the right contractor slip through the cracks – planning ahead will almost certainly make your renovation smoother, and you contractor will appreciate the advance notice.

Your Plan

1. Find the right representative

Even if you’re not quite ready to buy, your buyer’s agent can be an absolute wealth of information, and can often offer ‘scoops’ on local developments you might not have known about otherwise. Speak to your agent first and he or she can be helping to guide you right from the start.

2. Find out what your price range is

Online mortgage calculators are a good place to start, but as you get closer to being ready to buy, there is no substitute for a written mortgage pre-approval. Just speaking to your lender is an extremely worthwhile venture – this is the only way to really get an in-depth picture of your overall financial picture and to discover exactly what you can reasonably afford to spend on a home (and possibly on renovating).

3. Find out what your local market looks like

The internet can be incredibly valuable in doing preparatory research. Start with your agent – he or she can direct you to valuable resources and immediately start e-mailing you real estate listings that may interest you (or at least give you a better idea of what your needs and wants are).

4. Find out what your true needs and wants are

Compose a needs/wants list that takes into consideration your local market conditions, your price range, and the advice of your real estate agent.

5. Find your dream home!

Once you’re ready to act, you may be surprised by how quickly you can make a decision. Armed with your pre-approval, a little market knowledge, and your needs/wants list, call your real estate agent, hit the pavement, and when you see ‘the house’, put in an offer.

With the right team behind you, it really can be that easy!

Dr Phillips Real Estate

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